Which program provides coverage for all persons 65 years of age or older and individuals with certain disabilities?

The correct answer is Medicare because it is a federal program specifically designed to provide health coverage for individuals who are 65 years of age or older, as well as for certain younger individuals who have disabilities or specific conditions, such as end-stage renal disease or amyotrophic lateral sclerosis (ALS). Medicare consists of different parts that cover various healthcare services, including hospital stays, outpatient care, and prescription drugs.

Medicare is distinct from Medicaid, which is a state and federally funded program that provides health coverage primarily for low-income individuals, regardless of age. Social Security is primarily an income support program, offering benefits to retirees, disabled persons, and survivors of deceased workers, but it does not provide direct health coverage. Private insurance varies greatly in terms of coverage and eligibility and is often obtained through employers or individually, but it is not a guaranteed program for all individuals over 65 or for those with disabilities like Medicare is.